Skirt on this saddle is cut out under the fender to give a more close contact feel with the comfort and security of an actual saddle. Available on durable Ralide tree in either narrow and broad wither sizes (6 1/2" and 7" gullet). (See Draft horse saddles for the draft close contact saddle) Choice of either padded slick leather or padded suede seat in different colors also. Standard seat sizes available 15"-17". Comes with a synthetic pad, but you can choose to add mock or real wool fleece. This saddle also available in an endurance saddle (no horn). Total saddle is 26" inches (based on 16" seat), approx 33 lbs, with 11 1/2" tall gullet and 4" cantle. Comes with nylon latigo and off billet. You can substitute a leather latigo and off billet Available as priced with hand-tooled border shown and basketweave stamp on pommel--if other border, spot tooling or full coverage is desired-call or e'mail for pricing-see below* LOTS of options for you to choose. To view leather color, border tooling, hand tooling and hand stamped designs see "Saddle Options" at www.montanamountainhorse.com/saddle_options/ (copy and paste this address in your browser). Larger seat sizes 18-20" available by special order also. *Special orders (other tooling, 18"-20" seats) add additional costs that can not be computed by our on-line store. For fastest service on special orders, call 1-866-781-4465 or e'mail us at mtmountainhorse@yahoo.com If close contact is very important to you...you may want to talk to us about putting cordura fenders on this saddle vs leather. Will make the saddle lighter and allow even closer contact with your horse. Resources: Image(s): USA